3 C’S OF MYVANILLA RELOADABLE CARD

  • Convenience– It is an easy alternative for people who do not have a bank account or for people who do not prefer to carry cash everywhere.
  • Control- It helps you keep a track of your spending capacity and keeps you and your over-expenditure in control. If you’re a parent, it is a great tool to teach your teen kids the value of money and controlling expenses.
  • Credit– There are no negative credit effects of using this card since there are no debts involved.

THREE EASY WAYS TO LOAD FUNDS IN MYVANILLA CARD

I. VanillaDirect Load

Add cash to your card quickly with VanillaDirect Load. With thousands of locations nationwide, it is easy to find a VanillaDirect Load retailer nearby.

1. Buy a Vanilla Reload

  • Use the Money Network locator to find a participating reload location.
    • Bring your funds to a location near you to purchase a Vanilla Reload found in the Reloadable Prepaid Card section of the display.
    • Load your prepaid card or online account using the secure PIN on the back of the Vanilla Reload.

2. Load Directly at the Register

  • Use the Money Network locator to find a participating reload location.
    • Bring your prepaid card and money to the register at a location near you and present your card to the cashier to add funds to your prepaid card.
    • The cashier will ring up the sale and load your funds directly to your prepaid card.

II. Walmart Rapid Reload

  • Loading your MyVanilla Card is easy at Walmart. At participating locations, you can load cash directly to your MyVanilla Card at the register. Visit participating Walmart locations to swipe, load and go.

1. Swipe Reload with Cash

  • At participating Walmarts, a cashier will swipe your card to add cash directly to your card.

2. Swipe Reload with a Check

  • Use your prepaid card and pre-printed payroll or government check at any register except self-check-out register at Walmart.

3. Free Direct Deposit-

  • Automatically load your payroll, government benefits or tax return to your MyVanilla Card.
  • No need to stand in long ques to reload the card.
  • Saves time, gets your funds faster.

WHERE TO BUY MYVANILLA CARD?

  • Walmart
  • Dollar General
  • Speedway
  • Walgreens
  • Family Dollar
  • 7 Eleven
  • CVS Pharmacy

MYVANILLA RELOADABLE CARD VS DEBIT CARD

DIFFERENCES

MYVANILLA RELOADABLE CARD

DEBIT CARD

Bank Dependency

Can be linked to only specific business brands and can be used only there.

Can be used at any store or place of business.

Limitations

Limits you to the amount you have loaded in the card.

Allows you to spend the sum you have on the associated bank account.

Specific Use

Can be issued as a gift card and a voucher as well.

Does not apply on this.

Reuse

Once you run out of the loaded funds, you can reload it with more cash at any time.

Can be used as long as the cardholder maintains the bank account that the card is associated with.

Cost

Free of cost, obliged to pay a monthly fee in some cases with differs from one card issuer to the other.

Free of cost, obliged to pay a monthly fee in some cases which differs from one bank to the other.

KEY TAKEAWAYS

  • MyVanilla reloadable & debit card is not the same as a debit card is linked to your bank account whereas the other is not.
  • MyVanilla Reloadable debit card allows you to add money to them as needed.
  • It has consumer protections in case your card is lost or stolen and used to make unauthorized charges.